FROM STEVE

My Father once told me, “If you want to be successful, add value. Add value in any way you can.”

I have worked with over 1,000 clients and the key to any successful partnership is to understand what the other values and then help them achieve it. What I do every day is simple. I listen for an opportunity to add value to my clients. After listening to their situation I offer my advice, and expertise. If they agree with my advice we work together. The relationships I have created, and the families I have positively impacted, are why I do what I do.

What We Do


Working with successful business owners and professionals is our area of expertise. Our core competencies include tax and estate planning, insurance strategies, and expert financial advice. Our team of professionals provides a diverse knowledge base and years of collective experience. We are genuinely interested to hear about your goals and help you achieve them.

WHO WE ARE
MEET THE TEAM

iOS Development

Nulla tincidunt quam sed dui vestibulum, at rhoncus augue volutpat. Etiam mattis imperdiet risus et feugiat. Mauris tempor ligula non lacus ornare consectetur. Curabitur non nisi tempus, lacinia massa ac, tempor nisi. Aenean nulla.

Windows Development

Nulla tincidunt quam sed dui vestibulum, at rhoncus augue volutpat. Etiam mattis imperdiet risus et feugiat. Mauris tempor ligula non lacus ornare consectetur. Curabitur non nisi tempus, lacinia massa ac, tempor nisi. Aenean nulla.

Android Development

Nulla tincidunt quam sed dui vestibulum, at rhoncus augue volutpat. Etiam mattis imperdiet risus et feugiat. Mauris tempor ligula non lacus ornare consectetur. Curabitur non nisi tempus, lacinia massa ac, tempor nisi. Aenean nulla.

STEVE SANTORO, CFP, HBBA

PRESIDENT AND CERTIFIED FINANCIAL PLANNER

Steve has always had a passion for building strong relationships. His approach to financial planning exemplifies this fact. A graduate of Wilfrid Laurier University, Steve obtained an Honours Bachelor of Business Administration degree with a minor in psychology. He started his career with Freedom 55 Financial in 2007 and quickly became one of their top advisors in the GTA. He has qualified for the Million Dollar Round Table and was recognised 5 times for excellence and leadership within his industry. Steve obtained his Certified Financial Planner designation in 2010 which is known as the gold standard for financial planning. In 2013 he incorporated his practice allowing him to continually put his clients interest first. Steve, his wife Briana, and their two boys Austin and Kingsley, live in Toronto. Steve enjoys travel, trying new experiences, and spending time with family and friends at the cottage.

ANDREW MACKAY, CPA, CA

FINANCIAL SECURITY ADVISOR

After graduating from Wilfrid Laurier University with an Honours Bachelor of Business Administration, Andrew pursued his passion and spent time playing and coaching basketball overseas and teaching golf. He joined the public accounting world and obtained his Chartered Accountant designation in 2014. Andrew had roles with BDO, PwC, and Onex, gaining valuable professional experience and insight along the way. The desire to have a greater positive impact on people spurred his move to Santoro Financial Group. Andrew lives in Guelph with his partner, Sarah. When not serving clients, you are most likely to find him in a gym coaching basketball or chasing a golf ball down the fairway.

MARCO D’AVERSA, CPA, CA

TAX & ESTATE PLANNING CONSULTANT

Marco assists Santoro Financial Group clients with business succession planning, estate planning, corporate tax minimization and personal tax. He has been a Tax & Estate Planning Consultant with Great‐West Life in Toronto since May of 2012. After obtaining his Bachelor of Business Administration from York University in 1992, he obtained his Chartered Accountant designation in 1995. Shortly thereafter Marco completed the Canadian Institute of Chartered Accountants In‐Depth Tax Program. Previously, Marco had spent nineteen years as a public accountant with a big four accounting firm in Toronto. His primary area of focus was tax where he provided tax consultation services to small/medium sized private corporations and their shareholders.

FRANK DEL DUCA, CPA, CA

TAX & ESTATE PLANNING CONSULTANT

At Santoro Financial Group Frank’s area of practice focuses on assisting small owner managed corporate clients with business succession and estate planning issues, and the minimization of corporate and personal taxes. Frank has been a Tax & Estate Planning Consultant with Great‐West Life in Toronto since February of 2004. After obtaining his Bachelor of Business Administration from York University in 1994, he obtained his Chartered Accountant designation in Ontario in 1997 and completed the Canadian Institute of Chartered Accountants In‐Depth Tax Course in 2000. Previously, Frank had spent nine years as a practicing public accountant in Toronto, most recently with a local accounting firm as a tax manager. Frank is a member of the Canadian Institute of Chartered Accountants, the Institute of Chartered Accountants of Ontario and the Canadian Tax Foundation.

CHARLES HSU

ADVANCED CASE CONSULTANT

Chuck entered the life insurance industry in 1998 as a financial advisor with London Life.
In 2005, Chuck joined the Toronto life insurance case support team and was promoted to Regional Manager in 2010 working in Central and Northern Ontario. As of 2013, Chuck serves as an Advanced Case Consultant in the Toronto and Central Ontario Regions working with some of the region’s top advisors and their clients. At Santoro Financial Group Chuck specializes in life insurance integrated solutions in the high net worth market.

NICHOLAS SHORT

ADVANCED CASE CONSULTANT

Nick began his career with London Life in 1998 as a financial security advisor. In 2001 he moved to Great-West Life as a life manager associated with the Toronto Resource Centre. In 2005 he became the Regional Life Marketing Manager for the Toronto region. In 2013 Nick became an Advanced Case Consultant. At Santoro Financial Group Nick specializes in working with advisors and their clients in the high net worth environment.

CARMEN JACOME KIELY, ACS, AIAA

OPERATIONS MANAGER

Carmen began her career with London Life in 1988 after working with lawyers and in the finance industry for 10 years. In 1989 she was awarded the Gold Level Customer Service Award for her excellence in customer service. Carmen has obtained her ACS, AIAA, IFIC license, and LLQP. At Santoro Financial Group Carmen manages the company’s operations and client experience. She loves getting to know the clients first hand and working with the team to ensure they receive incredible service.

TONY LEWIS

BUSINESS DEVELOPMENT

Tony joined Santoro Financial Group with 20+ years of experience in management. He has an expertise in marketing & business development. He is a graduate of the School of Visual Arts in New York City and has completed the marketing program at Ryerson University. Tony is an active volunteer for the Canadian Institute for the Blind (CNIB) and the establishing founder and two term board member of the Eglinton Business Improvement Area (B.I.A). He is best known for his commitment to ensuring his clients receive high quality service and exceptional value.

BRIANA SANTORO, HBBA, CNP

DIRECTOR OF MARKETING

Briana has focused her career on thoroughly getting to know the needs of the customer and creating strategies that fulfill them. She received her Bachelor of Business Administration degree at Wilfrid Laurier University where she graduated on the Dean’s Honour Roll. Her career started as a business strategy consultant where she created marketing and operations strategies with a focus on the finance and technology sectors. Briana’s interest in implementation then led her to work as the Director of Marketing for a medical firm in Toronto. At Santoro Financial Group Briana’s main focus is to enhance the client experience.

LEARN HOW OUR STRATEGIES CAN WORK FOR YOU

GET IN TOUCH